Don't look anywhere else, just below you will find THE most complete and exhaustive list of Payday Lenders on the Internet. We compare 49 direct UK lenders (allthelenders lists only 15 direct lenders as a comparison).

Why? Simply because from this page, we do not get any commission AT ALL from all these lenders. The only goal of this page is to give you a comprehensive list of licensed direct lenders. We have never and will never list any broker or unlicensed lender.

£200-£1500 2-6 months	£50-£3000 monthly repayemnts	£50-£1000 3 months	£300-£2000 3-12 months	Up to £1,500 6 months
£50-£1,000 1-18 months	£200-£1,000 3-6 months	£100-£2,000 7 days to 12 months	£125-£500 30 days	£200-£1,250 3-6-9-12 months
£100-£1,000 3-36 months	£100-£150 3 months	£100-£1,000 26-78 months	£100-£400 1-35 days	£150-£1000 4-6 months
£200-£500 13-26 weeks	£100-£400 2-4 months	£200-£1,100 2-3 months	£100-£1000 3 to 6 months	£200-£3000 8-12-16-24 months
£100-£5000 1-12 months	£100-£1000 3-6-12 months	£100-£700 30 days - 6 months	£50-£2000 1 to 8 months	£100-£1000 1 to 18 months
£250-£1000 18 months	£300-£1000 3-6 months	£250-£1000 4-12 weeks	£500-£5000 12-60 months	£200-£1000 3-6 months

ONLY Direct Lenders	No Brokers
£200-£1500 2-6 months	£500-£5000 12-60 months
£50-£3000 monthly repayemnts	Up to £1,500 6 months
£50-£1,000 30 days	£200-£1,000 3-6 months
£100-£2,000 7 days to 12 months	£125-£500 30 days
£100-£1,000 3-36 months
£100-£150 3 months	£100-£1,000 26-78 months
£100-£400 1-35 days
£200-£500 13-26 weeks
£200-£1,250 3-6-9-12 months
£100-£400 2-4 months
£200-£1,100 2-3 months
£100-£5000 1-12 months	£100-£1000 3-6-12 months
£100-£700 30 days - 6 months	£50-£2000 1 to 8 months
£100-£1000 1 to 18 months
£250-£1000 18 months	£300-£1000 3-6 months
£250-£1000 4-12 weeks	£500-£5000 12-60 months
£150-£1000 4-6 months	£200-£1000 3-6 months
£200-£3000 8-12-16-24 months	£100-£1000 3 to 6 months
£50-£1000 3 months
£300-£2000 3-12 months

Alternatively to the full list of direct lenders above, choose the product you are looking for below and compare the list of lenders offering this product type:

Where can I find the most complete list of direct lenders in UK?

Allpaydaylenders provides by far the most exhaustive listing of short term UK lenders on the Internet. While the main purpose of PCW is to help loan seekers get objective information, it still needs to be commercially viable. Some lenders simply cheat and are taken out of the website, others do not want to be listed or they simply approve too few people for PCW to earn money.

What is a short term loan price comparison website?

A price comparison website, sometimes called PCW, is a webpage compiling a list of short term lenders and compared or sorted based on different criteria such as: type of lender (payday, installment, guarantor..), their audience (student loans..) or some other feature related to their product (responsible, same day funding, fast approval..). Consequently those websites are not lenders, they are just an intermediary between you (the client) and the lender that you will eventually apply for loan and, if approved, send you the funds requested. However, PCW are licensed and regulated which means it is a reliable source of information for you to choose the lender that best matches your needs.

How AllPaydayLenders.com works?

As the header says, all lenders are just one click away. Compare the listed lenders on the homepage or select the amount or term you want to borrow and consult the given lenders. When your choice is made, click on the 'Apply now' button and the selected lender's website will open in a new window. You can then apply for a loan on the chosen lender's website. Any question you might have about this lender, please get in touch with their support team (usually in the Contact section). You can click on several lenders to check out their website before making a final decision. You can also apply on several websites as your application might be rejected.

Why should I use a price comparison website to get a loan?

The main purpose and advantage of the PCW is that it allows you to compare several lenders on the same criteria, hence make much more informed and objective choice. You may also discover new lenders you haven’t heard of or considered previously. Also, compared to the website of a direct lender that is by default biaised since lenders try to sell their products to you, the PCW is unbiaised and objective as it does not sell the loans of one particular lender. It is forbidden for comparison sites to highlight a specific lender based on commercial preference and lenders must be ranked from cheapest to most expensive.

How do PCW get paid?

Most of the time, PCW are paid by the lenders on a performance basis, i.e. for every funded client. In some cases, they pay per click to their website or a fixed monthly fee. Alternatively, this is our case, sites earn money from ads.

What are short terms loans?

Short term loans, also called payday loans, are a type of credit that need to be repaid in a ’short’ period of time, usually under 12 months even though some lenders might let you borrow for a longer period of time. It is a form of credit that is supposed to be temporary. Interest rates are higher than the loans offered by traditional banks and the use is usually different, for example to cover a cash issue until the next pay day.

Am I eligible for a short term loan?

The conditions to be eligible are very similar among all lenders. You must be at least 18 years old, be a UK resident and have a UK bank account. In most cases, you will need to be employed or at least have a regular income.

What is the cost of a short term loan?

The cost differs from lender to lender but since January 2015, there is a cost cap and your loan interest cannot be higher than 0.8% per day, that is 80p of interest per day per £100 borrowed. The total amount to repay is also capped at 100% of your loan amount. So if you borrowed £100, you will never have to repay more than £100+£100=£200. This number includes interest and any other fees (late fees...). Finally, fees are also capped at £15.If you default, your daily interest rate of 0.8% per day will be applied and there can be a one-time default fee of £15. The sum should not be higher than 100% of your loan. Example: if you borrow £100 for 30 days and replay on time, the maximum you will pay is £24 in interests. If you repay late, you might be charged a £15 default fee once only and a daily interest of 0.8%. If you are very late and cannot pay, the maximum owed will be £100 in interests.