Moneyboat Review

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Company Name: Moneyboat
Trading name of: Evergreen Finance London Limited
Registration Number: 07669210
FCA permission: 674154
Representative APR: 939.5%
Maximum Loan Amount: £1,500
Loan Term: 3 to 6 months
Representative Example: Borrow £400 for 4 months, four monthly repayments of £149.37. Total repayment £597.48, interest rate p.a. (fixed) 255.5%. Representative APR 939.5%
Hidden Fees: No
Promo Code: No
Contact: thecrew@moneyboat.co.uk / 0203 8187470

  • General information
Moneyboat claims to be a flexible and transparent short term lender, lending between £200 and £1,500 for a maximum duration of 6 months.

They charge £0.70 per day for every £100 borrowed, that is an interest rate of 0.7% per day.

They are proud to hold a solid TrustPilot score of 9.6 hence a very satisfied customer base.
Moneyboat Trust Pilot score of 9.6

  • Application process and Eligibility
Their online application form is quite standard and it will take you a few minutes to complete it provided you have all the necessary information at hands. Approval might be the same day but it might take a little more time depending on the time you sent your application. So be a little patient and wait for the next day.

Once approved, the funds are sent directly to your ban account.

Eligibility criteria:
  • Full or Part Time Employment
  • Minimum income of £1000 per month 
  • Have a UK bank account 
  • Have a UK debit card 
  • Be at least 18 years old 
Please note there is no specific requirement in terms of credit score and even people with bad credit can apply and will be considered.


  • Repayment
You can repay early anytime and without any fee.

If you miss a payment, you must get in touch with Moneyboat as soon as possible so you can arrange a repayment schedule with them. They won't apply late fees for a period of 3 days.

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