Responsible Payday Lenders

A list of the most responsible payday loan lenders in the UK.
Do you really want your payday loan to be rolled-over if you cannot repay on time? What is the maximum amount you can borrow as a new client? Find the answers below.

Responsible Lenders	Min. Income	New Client Max. Loan	Rep. APR	Credit Check	Extensions	Reviews	Apply Now
Sensible Borrowing From Responsible Lenders
247MONEYBOX	Regular Income	£500	1,281.8%			Read Review
	Representative example: Total amount of credit £80, duration of the agreement 29 days, rate of interest 292% per annum (fixed), total amount payable (in one repayment) £98.56. Representative 1281.8% APR.
PIGGY BANK	Regular Income	£400	1,355%		Limited	Read Review
	Representative Example: Amount of credit £250.00 for 30 days. Total amount payable £319.45. Interest rate 300% (fixed). Interest £62.50. Payout Fee £6.95. Representative APR 1355%
WAGEME	Regular income	£400	1,212.3%		Limited	Read Review
	Representative Example: Loan Amount: £100 for 35 days, Interest: £28, Interest rate: 292%pa (fixed), One total repayment of: £128 Representative 1,212.3% APR.
THL DIRECT	£900	£200	1,306.21%		Limited	Read Review
	Representative Example: £200 loan taken out over 3 Months (83 days). Annual rate of interest 292% fixed. Cost of credit £113.08. Total payable over 3 payments: £313.08.APR: 1306.21 %.
RESPONSE FUNDING	£900	£200	1,304.41%		Limited	Read Review
	Representative Example: Representative Rate 1304.41% APR. Representative Example: £200 loan taken out over 3 Months (82 days). Annual rate of interest 292% fixed. Cost of credit £111.36. Total payable over 3 payments: £311.36.

Responsible Lenders	New Client Max. Loan	Apply Now
247MONEYBOX Read Review	£500
PIGGY BANK Read Review	£400
WAGEME Read Review	£400
THL DIRECT   Read Review	£200
RESPONSE FUNDING   Read Review	£200

Warning: late repayment can cause you serious financial issues. Get help on moneyadviceservice.org.uk.