Responsible Payday Lenders

A list of the most responsible payday loan lenders in the UK.
Do you really want your payday loan to be rolled-over if you cannot repay on time? What is the maximum amount you can borrow as a new client? Find the answers below.

Responsible Lenders	Min. Income	New Client Max. Loan	Rep. APR	Credit Check	Extensions	Reviews	Apply Now
UPLOAN	£800	£2,000	89.59%		Limited	Read Review
	Representative Example: Borrow £1000 for 12 months. Total repayment: £1937.24 in 6 monthly payments of £161.44.Interest p.a: 146.10% (fixed). Representative 289.59%APR
MONEYBOAT	£1,000	£800	939.5%		Limited	Read Review
	Representative Example: Representative Example: £400 loan for 113 days (4 instalments). Total: £597.48. Interest £197.48. Interest rate 255.5% pa (fixed). Repay £149.37 for 4 payments. Representative 939.5% APR.
PEACHY	Regular Income	£1,000	947%		Limited	Read Review
	Representative Example: Borrow £400 for 6 months. Total repayment: £750.75 in 6 monthly payments of £125.13. Interest p.a: 259.33% (fixed). Representative 947% APR.
WIZZCASH	£750	£1,000	1265%		Limited	Read Review
	Representative Example: Total Amount of Credit: £300. Duration of the Agreement: 90 days. Total Amount Repayable: £454.26 to be re-paid in 3 equal instalments of £151.42 on your next 3 pay days. Interest is Fixed at a rate of 292% per year – 0.8% interest per day. Representative 1265% APR.
PIGGY BANK	Regular Income	£1,000	1,270%		Limited	Read Review
	Representative Example: Amount of credit £250.00 for 30 days. Total amount payable £310.00. Interest rate 292% (fixed). Interest £60.00. Representative 1270% APR.
247MONEYBOX	Regular Income	£500	1,281.8%			Read Review
	Representative example: Total amount of credit £80, duration of the agreement 29 days, rate of interest 292% per annum (fixed), total amount payable (in one repayment) £98.56. Representative 1281.8% APR.

Responsible Lenders	New Client Max. Loan	Apply Now
UPLOAN	£2,000
MONEYBOAT Read Review	£800
PEACHY Read Review	£1,000
WIZZCASH Read Review	£1,000
PIGGY BANK Read Review	£1,000
247MONEYBOX Read Review	£500

Warning: late repayment can cause you serious financial issues. Get help on moneyadviceservice.org.uk.