Peachy Loans Review

Company Name:

Trading name of: Cash On Go Ltd

Registration Number: 7306662

FCA registration Number: 674331

Representative APR: 947%

Maximum Loan Amount: £1,000

Loan Term: 3 to 12 months

Cost to Borrow £100 for 3 month: £51.70

Representative Example: Borrow £400 for 6 months. Total repayment: £750.75 in 6 monthly payments of £125.13. Interest p.a: 259.33% (fixed). Representative 947%APR.

Hidden Fees: none (registration is free, no processing fees)

Contact: / 0872 3310 433

Requirements to apply: you must be at least 18 years old, be a UK resident with a UK bank account, have an active debit card, a mobile number and an e-mail address. You also need to have a monthly income of at least £600.

You might have seen Peachy Loans on TV (they have some weird videos) where they advertise the flexibility of their loans, and it's true since you have the multiple repayments option. Thanks to that they feature a quite low APR (compared to similar competitors such as Wonga). As a new client you will be able to borrow from £50 to £500 for up to 12 months.

As a returning customer, you can borrow up to £1,000.

It is one of the lenders classified as proposing installment loans which means you repay your loan in several equal payments. For example if you borrow £300 during 3 months, you will have to make 3 payments of £144.90 each.

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