Responsible Payday Lenders

A list of the most responsible payday loan lenders in the UK.
Do you really want your payday loan to be rolled-over if you cannot repay on time? What is the maximum amount you can borrow as a new client? Find the answers below.


Responsible Lenders Min. Income New Client
Max. Loan
Rep. APR Credit Check Extensions Reviews Apply Now

Sensible Borrowing From Responsible Lenders

LENDING STREAM
lendingstream
£400 £800 483% Read Review
Representative APR is 661.8% APR so if you borrow £200 over 6 months at 219.0% p.a. (fixed) your first repayment will be £20.40 followed by £77.20, £66.90, £63.00, £54.40 and £47.20 the following months. You will repay £329.10 in total.
SAFETYNET CREDIT
Safetynetcredit
£500 £500 68.7% Read Review
Representative Example: Amount of credit: £500. Interest rate: 0.8% per day for up to 40 days (292% per annum (variable)). Representative 68.7% APR (variable).
247MONEYBOX
247moneybox-logo
Regular Income £500 1,281.8% Read Review
Representative example: Total amount of credit £80, duration of the agreement 29 days, rate of interest 292% per annum (fixed), total amount payable (in one repayment) £98.56. Representative 1281.8% APR.
SATSUMA
satsuma-loans
Not be bankrupt £1,000 991% Limited Read Review
Representative example: £400 loan repayable over 6 months. 6 monthly payments of £126.40. Rate of interest 179% p.a. fixed. Representative 991% APR. Total amount payable is £758.40.
PIGGY BANK
Regular Income £400 1,355% Limited Read Review
Representative Example: Amount of credit £250.00 for 30 days. Total amount payable £319.45. Interest rate 300% (fixed). Interest £62.50. Payout Fee £6.95. Representative APR 1355%
WAGEME
wageme
Regular income £400 1,212.3% Limited Read Review
Representative Example: Loan Amount: £100 for 35 days, Interest: £28, Interest rate: 292%pa (fixed), One total repayment of: £128 Representative 1,212.3% APR.
THL DIRECT   £900 £200 1,306.21% Limited Read Review
Representative Example: £200 loan taken out over 3 Months (83 days). Annual rate of interest 292% fixed. Cost of credit £113.08. Total payable over 3 payments: £313.08.APR: 1306.21 %.
RESPONSE FUNDING   £900 £200 1,304.41% Limited Read Review
Representative Example: Representative Rate 1304.41% APR. Representative Example: £200 loan taken out over 3 Months (82 days). Annual rate of interest 292% fixed. Cost of credit £111.36. Total payable over 3 payments: £311.36.
Responsible Lenders New Client
Max. Loan
Apply Now
LENDING STREAM
lendingstream
Read Review
£800
SAFETYNET CREDIT
Safetynetcredit
Read Review
£500
247MONEYBOX
247moneybox-logo Read Review
£500
SATSUMA
satsuma-loans
Read Review
£1,000
PIGGY BANK

Read Review
£400
WAGEME
wageme
Read Review
£400
THL DIRECT  
Read Review
£200
RESPONSE FUNDING  
Read Review
£200

Warning: late repayment can cause you serious financial issues. Get help on moneyadviceservice.org.uk.