Responsible Payday Lenders

A list of the most responsible payday loan lenders in the UK.
Do you really want your payday loan to be rolled-over if you cannot repay on time? What is the maximum amount you can borrow as a new client? Find the answers below.


Responsible Lenders Min. Income New Client
Max. Loan
Rep. APR Credit Check Extensions Reviews Apply Now

Sensible Borrowing From Responsible Lenders

LENDING STREAM
lendingstream
£400 £800 483% Read Review
Representative APR is 661.8% APR so if you borrow £200 over 6 months at 219.0% p.a. (fixed) your first repayment will be £20.40 followed by £77.20, £66.90, £63.00, £54.40 and £47.20 the following months. You will repay £329.10 in total.
SAFETYNET CREDIT
Safetynetcredit
£500 £500 68.7% Read Review
Representative Example: Amount of credit: £500. Interest rate: 0.8% per day for up to 40 days (292% per annum (variable)). Representative 68.7% APR (variable).
247MONEYBOX
247moneybox-logo
Regular Income £500 1,281.8% Read Review
Representative example: Total amount of credit £80, duration of the agreement 29 days, rate of interest 292% per annum (fixed), total amount payable (in one repayment) £98.56. Representative 1281.8% APR.
SATSUMA
satsuma-loans
Not be bankrupt £1,000 991% Limited Read Review
Representative example: £400 loan repayable over 6 months. 6 monthly payments of £126.40. Rate of interest 179% p.a. fixed. Representative 991% APR. Total amount payable is £758.40.
PIGGY BANK
Regular Income £400 1,355% Limited Read Review
Representative Example: Amount of credit £250.00 for 30 days. Total amount payable £319.45. Interest rate 300% (fixed). Interest £62.50. Payout Fee £6.95. Representative APR 1355%
WAGEME
wageme
Regular income £400 1,212.3% Limited Read Review
Representative Example: Loan Amount: £100 for 35 days, Interest: £28, Interest rate: 292%pa (fixed), One total repayment of: £128 Representative 1,212.3% APR.
THL DIRECT   £900 £200 1,306.21% Limited Read Review
Representative Example: £200 loan taken out over 3 Months (83 days). Annual rate of interest 292% fixed. Cost of credit £113.08. Total payable over 3 payments: £313.08.APR: 1306.21 %.
RESPONSE FUNDING   £900 £200 1,304.41% Limited Read Review
Representative Example: Representative Rate 1304.41% APR. Representative Example: £200 loan taken out over 3 Months (82 days). Annual rate of interest 292% fixed. Cost of credit £111.36. Total payable over 3 payments: £311.36.
Responsible Lenders New Client
Max. Loan
Apply Now
LENDING STREAM
lendingstream
Read Review
£800
SAFETYNET CREDIT
Safetynetcredit
Read Review
£500
247MONEYBOX
247moneybox-logo Read Review
£500
SATSUMA
satsuma-loans
Read Review
£1,000
PIGGY BANK

Read Review
£400
WAGEME
wageme
Read Review
£400
THL DIRECT  
Read Review
£200
RESPONSE FUNDING  
Read Review
£200

Warning: late repayment can cause you serious financial issues. Get help on moneyadviceservice.org.uk.
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©Allpaydaylenders.com is a registered Trading name of Techkredit Ltd which is an Appointed Representative of QV Holdco Ltd, and is entered on the Financial Services Register under reference number: 729430. QV Holdco Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 672826. Techkredit Ltd is registered in England and Wales Company number: 07929994, registered office; 2nd Floor, Malta House, Piccadilly, London W1J, OLE, UK

Legal Disclaimer: Allpaydaylenders.com is an introducer (or broker) that gives independent ranking and reviews on loan lenders and loan companies. They are only intended for informational use and do not constitute professional advice. We strive to keep the information presented up to date but do not guarantee that it is free of errors. Please always refer to the Terms and Conditions on the lender's site. We do not accept liability for any errors nor omissions on this website. This website is privately owned and contains links to direct payday loan lender websites that chose to advertise with us and pay us in return for doing so. We take no responsibility of the content on websites that we link to.
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