Savvy Loans Review

Company Name: Savvy Loans

Trading name of: Savvy Loan Products Ltd

Registration Number: 08582046

Credit Licence no:. 659300

Representative APR: 161.32%

Maximum loan amount: £1,000

Loan term: 3 to 12 months

Cost to borrow £400 for 3 months: £468

Representative Example: Borrow £5000 and pay £193.76 per month for 60 months at a fixed interest rate of 40% per year. The total charge for credit is £6625.6 (all interest). The Total Repayable is £11625.60. 48.2% APR Representative.

Hidden fees: none

Promo Code: No

Contact: / 0203 7438668

Savvy Loans offer short term loans from £400 to £1,000 over 3 to 12 months. Their loans are tailored to the individual's circumstances, and they manually review all applications.

Savvy Loans secure website, is quick and easy to navigate. The application form lets all applications to assess affordability. This allows them to offer lower rates than their competitors as each case is considered individually. 

You chose the amount and length of your loan to suit your budget, and by completing all sections enables them to determine the best loan for you, at a price you can afford. They basically offer installment loans since you have to repay an equal amount each month over the period you chose.

If you know you will not be able to repay on time, let them know as soon as possible and they will find an arrangement with you. If you do not let them know, they will charge a one-off fee of £12 after 5 days.

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