WageDay Advance Review

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Company Name: WageDayAdvance Ltd

Trading name of: Wagedayadvance.co.uk


Registration Number: 04179322

Credit Licence Number: 623347

Representative APR: 1,294.1%

Maximum Loan Amount: £1,000

Loan Term: 1 to 6 months

Cost to Borrow £100 for 30 Days: £22.40

Representative Example: Borrow £200 for 28 days. Total Repayable £244.80. Total charge for credit £44.80 comprising interest only. Interest rate 292% per annum(fixed). Representative APR 1294.1%

Hidden Fees: No

Promo Code No

Contact: [email protected] / 0871 703 7777 (calls charged at 10p/min)

About:WageDayAdvance is yet another payday lender with a quick and easy loan application. They claim their acceptance rate is high. I could not verify myself but I also could not find any evidence proving otherwise.
One reason could be that they are pretty much the only UK lender not yet performing credit checks. Even though they do not perform external credit reference checks, they have their own scoring system.

This is not the cheapest nor the most expensive lender out there with an APR of over 1,294.1% but APR being only an indication, instead look at the cost of borrowing the amount you need for a given period of time and compare to other lenders. An interesting feature of WageDayAdvance is that whether you borrow for 11 or 40 days, the cost will be the same.

If you choose to receive your loan via BACS, you will receive your money without any additional fee within 3 working days. However if you need your WageDay advance fast, you will be charged £15 for an express service !



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